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Creator subscription platform · Fenix International Limited (London, UK) · Last checked November 2026

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OnlyFans is the default: its operator, Fenix International in London, reported about 437 million fan accounts and 5 million creator accounts for the year to November 2025. Creators set a monthly price between $4.99 and $50, or run a free page, and sell pay-per-view messages and posts at up to $100 each on top. Tips go up to $100 on a new account and $200 after four months. Our guide to what an OnlyFans subscription really costs works through a real month.

Two things set it apart, and neither in a fan's favour. There is no browse, category or recommendation feed, so you find creators through their own links elsewhere. And it doesn't disguise its billing: charges are reported to read "ONLYFANS.COM" followed by a code. If that matters, read how to keep OnlyFans off your statement.

On busy accounts, the person messaging you is often a paid "chatter", a practice Reuters documented in 2024 and a proposed class action calls fraud; no such case has succeeded yet. In the UK, Ofcom fined OnlyFans' operator £1.05 million in 2025 for giving it inaccurate information about its age checks. See OnlyFans chatters and AI before you spend in the inbox.

The facts

What fans pay

Each creator sets a monthly price between $4.99 and $50, or runs a free page, and can sell multi-month bundles of up to $250. Pay-to-unlock messages and posts cost $3 to $100 each. Tips run from $3 to $100 on a new fan account, rising to $200 after four months, and new fans can spend up to $500 a day. Sales tax or VAT is added on top, prices are in US dollars, and subscriptions renew automatically. These limits come from OnlyFans' Help Center as quoted by an agency-software vendor that read it on Oct 20, 2026; OnlyFans blocked our own visits to its help pages.^[1][2]

Discovery & who's on it

OnlyFans has no public directory, category browse or recommendation feed. Third-party guides say even logged-in search only matches exact usernames, so fans mostly arrive through links creators post on social media. In the year to Nov 30, 2025, Fenix's filed accounts reported about 437 million fan accounts, 5.06 million creator accounts and $7.84 billion in fan payments (third-party summary of the filing); Variety reported net revenue of $1.55 billion. In May 2026 Fenix sold a 16% stake to Architect Capital, weeks after the death of its majority owner.^[3][4][5][6]

Creator & age checks

Creators submit government ID, a selfie and a selfie holding the ID, among other documents, before they can earn. UK fans have needed a "highly effective" age check since Jul 25, 2025 under the Online Safety Act, and OnlyFans uses facial age estimation. In Mar 2025 Ofcom fined Fenix £1.05 million because it had told the regulator its face-scan "challenge age" was 23 when it was set to 20. A third-party reading of the terms says AI-generated content must be captioned with a tag such as #ai.^{[7][8][9][10]}

Billing & privacy

OnlyFans does not use a disguised billing name. Privacy.com reports charges appearing as "ONLYFANS.COM*A" or similar, or through CCBill with OnlyFans in the descriptor. We could not read an official descriptor because OnlyFans blocks automated visits. In May 2026 a forum seller claimed to have 340 million OnlyFans records; reporting found it was a compilation of older leaks and public profiles, not a breach, and warned that fake "leak checker" tools spread password-stealing malware.^[11][12]

Scams & complaints

A 2024 Reuters investigation found many top accounts hire "chatters" who write to fans while posing as the creator. A proposed class action filed Jul 29, 2024 (N.Z. v. Fenix International, C.D. Cal.) accuses OnlyFans and several management agencies of fraud over the practice; the BBC reported in Mar 2026 that none of these cases had succeeded so far. OnlyFans says its business relationship is with the creator. In Aug 2021 it announced a ban on sexually explicit content, then reversed it six days later.^{[13][14][15][16]}

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